Problems associated with Non-performing Assets in Indian Commercial banks

Vol-3 | Issue-10 | October 2018 | Published Online: 10 October 2018    PDF ( 223 KB )
Author(s)
Mrs. Rajwinder Kaur 1; Dr. Rakhee Dewan 2

1Research scholar PTU, Kapurthala (India)

2Assistant Professor Gian Jyoti Institute of Management and Technology, Mohali (India)

Abstract

Financial division of India has been confronting significant issues of elevating non-performing assets. The degree of non-performing assets directly affects benefit of banks. It is one of the significant worries for planned business banks in India. Non-performing assets are the mirror presentation of execution of the banks. A significant level of non-performing assets proposed high likelihood of countless credit defaults that influence the productivity and total assets of banks. Non-performing assets influence the liquidity and benefit, notwithstanding presenting danger on nature of advantage and endurance of banks. The issue of non-performing assets isn't just influencing the banks yet in addition the entire economy. Truth be told elevated level of non-performing assets in Indian banks is only an impression of the condition of wellbeing of the business and exchange. It is important to trim down non-performing assets to improve the money related wellbeing in the financial framework. This study focused on the degree of non-performing assets, the status and pattern of non-performing assets of commercial banks. The elements adding to non-performing assets, explanations behind high effect of non-performing assets of banks in India and its recuperation.

Keywords
Non-Performing Assets, Commercial banks.
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