A Financial Performance Analysis of Selected Co-Operative Banks of India

Vol-5 | Issue-9 | September-2020 | Published Online: 15 September 2020    PDF ( 203 KB )
DOI: https://doi.org/10.31305/rrijm.2020.v05.i09.031
Author(s)
Virenkumar M. Chavda 1; Dr. Amit S. Mehta 2

1Research scholar, Gujarat university, Navrangpura, Ahmedabad

2Research Guide, N.C.Bodiwala and Prin. M.C. Desai Commerce College, Tankshal, kalupur, Ahmedabad

Abstract

India is the largest country with a range of diverse financial institutions public, private, co-operative banks, which are managed and regulated by the Indian Reserve Bank and the Finance Ministry. Because of intense competition, increased customer demands and increasing banking reforms, the productivity and competitiveness of the banking sector in India has become paramount. The study mainly aim to assess the financial performance of the leading Gujarat banks in the cooperative sector, The Kalupur Commercial Co-Operative Bank Ltd. The Ahmedabad Co-Operative Bank Ltd. NutanNagarikSahakari Bank Ltd. For the period from 2018-19 to 2009-10, the financial performance of these banks was analyzed. Among study researchers, the tool among evaluating financial ratios (FRA) has been used to obtain an overview on the financial performance of the banks of the cooperative economy. The results of the study can be useful for bank management.

Keywords
Banks Co-operative, Financial Performance, Profitability, Efficiency.
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