Interest and Responsiveness of Rural People Regarding the Use of E-Banking Facilities

The program of inclusive growth and financial inclusion pay the way to spread more and more bank branches in the rural India which in turn encouraged banking habits among the rural people of the country. In the globalization period technological development and expose to which is inevitable to citizen of the country. In recent years India’s move is in favor of cashless transaction and economy. Hence, in this process the whole banking sector, may be rural or urban, stepped out to adopt all possible modern technology and also suggested to the people of the country to accept and execute the idea in the day today banking activities The main step to go for cashless economy is E-Banking. Electronic Banking or e-banking refers to a system where banking activities are carried out using informational and computer technology over human resource. The paper tries to throw light upon the Interest and Responsiveness of Rural People regarding the use of E-Banking Facilities with reference to Udupi district. The study is based on primary data collected through questionnaire and analysis is made by using simple statistical techniques like percentage , Graphs etc. The main findings can be summarized as majority people in the study area are certain extent interested and responsive towards the E- banking facilities, but all of them are not using every E-banking facilities provided by banks. At the same time rural people opinioned that E- banking is the need of the hour in everywhere in the country, because, which helps them to carry banking works very easily and quickly.