Holistic Performance Assessment of Indian Private Sector Banks: An Empirical Study with Multiple Model Approach

Vol-4 | Issue-02 | February 2019 | Published Online: 20 February 2019    PDF ( 250 KB )
Author(s)
Shah Vishvas Kamleshkumar 1

1Research Scholar, Gujarat University, Ahmedabad

Abstract

Banks play an important role in the economic growth of each country, especially private banks. This is the performance study of the three main private banks, namely listed on the National Stock Exchange (NSE), including the Bombay Stock Exchange (BSE). The financial measures are used for the statistical analysis of the performance of banks. Three key indicators, the performance of assets (ROA), Q model Tobin (price / book value), return on equity (ROE), an important performance ratio The data relating to the use by investors for the period from 2008 to 201 8 selected banks. A multiple regression technique was used to identify the three indicators of financial performance, bank size, credit risk, asset management, operating efficiency and debt ratio. The results show that all selected measures have an impact on the financial performance of private commercial banks.

Keywords
ROA, ROE, Tobin Q index, operational efficiency, credit risk.
Statistics
Article View: 282