Evaluation of Operational Efficiency and Productivity of Urban Co-Operative Banks in Uttar Pradesh, India

Urban co-operative banks have very much importance in sustainable development. Without the help of co-operative banks, millions of people in India would be lacking the much needful financial support. Urban Co-operative Bank (UCBs) is very important role for the sustainable development of India. UCBs through various facilities provided to the society. This bank has also financially helped for various sectors. i.e. Education, Health, Social Work, Agriculture, Rural Development, Wedding Function, Cottage and Small Scale Industries, Retail Traders, Wholesale Trade etc. The banks also finance the weaker sections of the society. This research paper analyses and evaluates the UCBs‟s recovery performance, over dues position and inter-bank differentials of operational efficiency and productivity.