Analysis of Bank Credit in Strategic Industries: A Study of Indian Public Sector Banks

Vol-3 | Issue-07 | July 2018 | Published Online: 05 July 2018    PDF ( 195 KB )
DOI: https://doi.org/10.5281/zenodo.1305341
Author(s)
Dr. Jay Desai 1; Rajesh Desai 2

1Assistant Professor, B. K School of Business Management, Ahmedabad, Gujarat (India)

2Assistant Professor, Chimanbhai Patel Institute of Management & Research, Ahmedabad, Gujarat (India)

Abstract

Indian financial system is dominated by presence of banks which act as heart and soul of the economy. Banks channelize the funds from savers to investors. Present study analyze the lending trends in selected heavy and key industries as well as difference in average lending ratio of PSBs across 7 years from 2010-11 to 2016-17. Credit deployment data of 18 PSBs has been analyzed using ANOVA during the study period. The study reveals that there is no significant difference in lending ratio of selected PSBs across the industries during the study period.

Keywords
Credit Deployment, ANOVA, Key and Strategic Industries
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