An Impact of Agricultural Credit on Beneficiary Farmers (With Reference to DCCB Anuppur)

At present Cooperative Banks have made an unprecedented contribution towards rural development and long-term credit delivery. The main objective of this research paper is to find the effect of Agricultural Credit lending by the District Central Cooperative Bank and also analyze the impact on farmers by the agricultural activities of District Central Cooperative Bank Anuppur Branch. This study will be based on primary data survey, which was collected from 4 tehsil of the Annupur district through an interview method. To understand the effect, a time series graph and a paired sample T test was applied on the credit lending data, it was found that the agricultural lending caused a significant improvement in the condition of the farmers. Thus, these studies examine the organization, trend and pattern of agriculture credit and challenges faced by Cooperative banking institution in Anuppur.