An Analytical Study of Growth of Public and Private Sector Bank with special reference to Punjab National Bank and HDFC Bank

Indian banking system has been developed present days. Banks have large and strong network of branches. In banking sector the public sector and private sector industry are growing today with a rapid speed and competition. In public sector (PNB) has 70801 employees and 7001 branches and in private sector (HDFC) has 98061 employee and 4963 branches. The net worth of banks is increases day by day. Bank has very important role in our Indian economy. Banking sectors growth rate shows the efficiency level of the organization the larger the profit higher the growth rate. For higher growth rate and earning more profit depends on proper utilization of funds. The present research paper is an effort to make an analytical study between the growth rate in PNB and HDFC bank. This study is based on the bank growth data of both the banks for last five years i.e. from 2014 to 2018. The main parameters of bank growth are net profit growth, net assets growth, return on Assets (ROA) and NPA.