An analysis of the financial feasibility status of Punjab National Bank

Banks assume a significant character in the economic progress of a country. They are the soul of present day commerce and have mechanism over an enormous chunk of money supply. A bank is a financial intercessor that agrees to take deposits and canals them into lending activities. It assumes a vigorous job in the promotion of new sort of deposits and advances arrangements. The functional competency, service quality and administrative efficacy are the chief extents to witness the performance of a bank. The success of a bank signifies the proficiency with which a bank set up its whole wealth to enhance its net profits and hence work for as a catalog to the notch of asset exertion and managerial efficiency. Currently the Indian banking structure faces various troublesome difficulties. In such a situation, the current study is an endeavor to gauge the money related execution of the second prevalent public sector bank of India i.e. Punjab National Bank. This paper is completely founded on auxiliary information, secondary data and various ratios have been incorporated to appraise the financial exhibition of the bank alongside relapse investigation with the assistance with of SPSS 20.0. The examination clinched that the designated bank has executed well on the wellspring of development rate and economic efficiency but profitable stance has been found poor during the study period.