A Study of Non-Performing Asset Skill Benefit in Banking Management In India

Vol-3 | Issue-11 | November 2018 | Published Online: 10 November 201    PDF ( 334 KB )
Author(s)
Dr Seema Mahlawat 1

1Assistant Professor,Department of Commerce,Indira Gandhi University, Meerpur, Rewari (India)

Abstract

The present investigation is gone for understanding the idea ofnon-performing assets and the endeavors in the interest of the banks and monetary organizations in saddling the NPA's. The development in NPA's can be checked extensively if banks and financial institutions take reasonable internal measures. These courses of action are identified with internal systems, methodology and practices, for observing the NPA's and for recuperation of the same. In addition, the paper additionally tries to investigate measures for the control and anticipation of development of NPA's, methods and practices for checking the NPA's and its compelling recuperation. The Indian banking sector has been confronting serious problems of raisingNon-PerformingAssets (NPAs). The NPAs development has an immediate effect onprofitability ofbanks.Non-performing assets are one of the real worries for scheduled commercial banks in India.The study ofNon-performingAsset (NPA) can be comprehended in straightforward terms as an Asset, which stops to yield incometo theBank. At the end of the day, NPAs reflect the performance of banks.A highlevel of NPAs recommends high likelihood of an expansive number of credit defaults that influence the productivity and net worth of banks and furthermore disintegrates the estimation of the asset. A solid banking sector is imperative for flourishing economy. The disappointment of the banking sector mayadversy affect other sectors.Non-performing assets are one of the significant worries for banks in India. A few procedures and choices have been executed to manage the issue of NPA's.

Keywords
NPAs, Banks, recovery strategies, Economic development, Non-performing Assets
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