A Comparative Study of NPA with special reference to Public, Private and Scheduled Commercial Banks

Financial performance of each and every sector depends on many internal and external indicators. In banking sector, financial performance depends on many factor in which NPAs is the one main. If there is no action taken to recover the NPAs the banks may go on loss. So, there is need to check the position of Bank on time. This study is to check the Gross NPA s of the 3 selected Banks (Public sector banks, Private sector banks and Scheduled commercial banks) covering the period of 12 years (2006-07 to 2017-18). The trend values has been finding out of all the 3 banks and found that there is an increasing trend pattern of NPAs in all the 3 selected banks. And by applying statistical tool Post hoc ANOVA, it is found that with p value 0.30 there is significant difference in the Gross NPAs of all the 3 banks. Scheduled commercial banks have more NPAs comparatively Public sector banks and private sector banks. So, there is need to solve this problem by using some corrective measures.