Financial Inclusion through SHG-Bank Linkage Programme: A relative Measure among Different states in India

Delivery of financial services among underserved sections of society, at affordable cost is named as financial inclusion. The outreach of SHG-Bank linkage programme is considered as an effective contributory instrument of financial inclusion. In India, dissemination of microfinance is characterized by immense regional variations. This study attempts to measure indicators of microfinance penetration to examine regional differences in the outreach of microfinance services in India. The paper argues that a comprehensive microfinance system is the need for augmenting the process of financial inclusion by addressing the existence basic imperfection of financial services in India.